大量申请信用卡经历

最近集中在一两天内申请了1个车贷，N张信用卡，之前信用分数都是在750左右，现在
肯定是大大下降了。也懒的查了，反正最近一年是不会再申请了。

以下是申请结果： （一共搞了$84,000)

车贷是通过chase，6年4.9%APR，没有任何问题。

Successful credit card application (details might vary):
citi associated bank, 0% APR on balance transfer/purchase for 12 months, 0
BT fee
http://www.citibank.com/us/cards/cardserv/associated/index.htm

Citibank platinum select card 0% APR on purchase for 12 months, 3% fee if BT
https://www.citicards.com/cards/wv/terms.do?productId=BM4T4Z8

ESPN WAMU 0% APR for BT/purchase. 0 BT fee for 6 months
http://wamu.atdmt-host.com/espn_q4/espn_lp.html?offer_id=esp04&banner_id=espncomjunc12172007comjun000link2500

BOA Visa Platinum Plus 6 months no BT fee
http://www2.bankofamerica.com/creditcards/?context_id=marketing_detail&offer_id=ECOMM0908API00400800122011EN000&requestTimeout=120&router_flag=y

Advanta 0% APR for 15 months, 3% BT fee with $90 maximum
https://www.advanta.com/ADV/ApplyTab/CardFeatures.page?


Juniper National Park Foundation 0% APR for BT (3% transaction fee, Maximum
$50)
https://www.juniper.com/app/japply/lp/16643.jsp?campaignid=0000569&
obcreative=0000000&obadloc=011&obchannel=005&ibchannel=03&partnerid=NPF

National City personal - Lifespring Visa - 0% APR for 6 months, no BT fee
https://www.yournewvisa.com/lifespring/web/index-sales.html
1-800-282-7541 or 1-888-622-4932

Discover www.discovercard.com
0% APR 12 month for balance transfer ($75 maximum BT fee)

被拒没商量者：
Chase platinum visa card
Chase visa perfect card
American express
Capital one
HSBC credit card

总体看来，信用卡还是可以用的。有些BT transaction没有上线，都是3%，但只要开一
个citi账户，就可以用credit card来直接存钱进去了。
BT(balance transfer）是用来还房贷啦，5年Balloon快到期了，不想再finance了。反正我们两人借的就够
了，这是帮我LD申请的，过几个月后我再来，反正房贷也就剩10万不到了，以后就住免
费房了，嘻嘻。过会儿就去扩home equity line of credit来做后备，乐观估计周转没
问题。

至于直接转钱，就是有些信用卡，如citi的大多数卡，BT是没有封顶的，这样借钱手续
费太高，但如果在citi开新账户，如checking，saving之类，就可以用信用卡上的余额
转到银行账户上，这样就没有手续费了。但这只是开新账户时才可以。
--

好多0apr, 12month的你为什么不申请啊.申请6个月的干啥.比如:
: associated bank credit card
: US bank credit card,
: citi business card,
: BoA NEA world points card(well, $30 transaction fee max)
: 应该还有,我记得的是这些.